Terms & Conditions

The information on this site is issued by The Adviser Centre which is a trading name of Embark Investment Services Limited.

All references to the “site” or “website” refer to The Adviser Centre site, located at www.theadvisercentre.co.uk

This site has been designed for use by financial professionals resident in the UK and is not available to private investors. 

The information contained does not constitute a distribution, an offer to sell or the solicitation of an offer to buy any securities to any person.  Persons who access the site are required to inform themselves about and to comply with any relevant restrictions.

Although access may be granted immediately upon registration, subsequent checks will be made against the Financial Services Register, and we reserve the right to revoke a registration and deny access to the site at any time.

We reserve the right to modify or withdraw the site or its contents at any time and without prior notification. 

Where The Adviser Centre has expressed its own views and opinions, these may change.

Disclaimer

The Adviser Centre’s website relays impartial investment research and opinion.  We recommend that appropriate documentation from all relevant sources, including asset managers and third parties, be reviewed as part of any decision-making process.  No part of this site constitutes investment advice.

Data and information on the site is compiled with reasonable care but information supplied by third parties cannot be guaranteed as accurate or complete.  The Adviser Centre cannot be held responsible for any decisions made on the basis of information contained within the site.

Third Party Websites

The Adviser Centre’s website contains links to other websites to extend the availability of investment research capabilities to its users.  The appearance of these links does not constitute a guarantee of the accuracy of, or endorsement of, this third party research.

Copyright

Copyright and intellectual property rights to the data and opinions contained within the site remain the property of The Adviser Centre and any of the linked third party sites.  Information obtained may only be used for personal non-commercial purposes and may not be sold, re-produced, re-packaged, or re-transmitted to any other party.

Professional/Personal Data

Your professional/personal information will only be used for the purposes set out in our Privacy Policy.

We will collect and maintain certain professional/personal information about you when you register on our website or send us an e-mail via the “Contact Us” page.

The information you provide can identify you individually and includes, but is not limited to, items such as your name, e-mail address and Financial Services Register Firm Reference Number.  This information may be processed and held by us, or transferred to other companies in the Embark Group, or to the group’s service providers, business associates or agents, and used for administration, assessment and analysis purposes.  It may also be used to inform you about financial and other products and services offered by the Embark Group.  Your professional/personal information will not be passed or sold to any other person or companies not specified here.We may contact you either by e-mail or telephone. If you prefer not to receive information about products and services from the Embark Group, simply contact us by e-mail via the “Contact Us” page and we will remove your name from any contact or marketing list.  Alternatively, you are also able to indicate your preference in the account details area of the “My Adviser Centre” page.

Your Account or Password

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.

We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.

If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us by email via the “Contact Us” page of the website.

Cookies

We may place a ‘cookie’ on your computer when you enter particular pages on our website.  Cookies are a common device used by websites to store information on their users’ computers.  Cookies contain information relating to the website that created them, and can only return the information to that website’s server.  Therefore, our server cannot read the information contained in other cookies created by anyone else’s website that may be on your computer. Similarly, only our server can read the information in cookies that it may have created.  Cookies cannot be used to get or view data from your hard drive, or to gather information about you that you have not entered yourself.

Third Party Relationships

Your information may be shared by companies who are members of the Embark Group. 

We will not sell or share any professional/personal or financial information provided online by our users with any company outside of the Embark Group.  We also do not purchase or otherwise obtain any supplemental personal information about you from any third parties.

Areas of our website may contain links to other websites that we believe may be useful to our investors. We do not have any control over the content or privacy practices of these sites. We therefore suggest that you review the privacy policy of these sites before divulging any professional/personal information.

Linking to our Site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site in any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

We reserve the right to withdraw linking permission without notice.

If you wish to make any use of content on our site other than that set out above, please contact us by email via the “Contact Us” page of the website.

Legal Information

The Adviser Centre website and research information (or third party information) is provided ‘as is’, without any representation or endorsement made and without warranty of any kind whether express or implied, including, but not limited to, the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security, completeness and accuracy.

We do not warrant or represent that the functions contained on this site will be uninterrupted or error free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or represent the full functionality, accuracy or reliability of the materials.

In no event will we be liable for any expense, loss or damage including, without limitation, indirect or consequential loss or damage, or any expense, loss or damage whatsoever arising from use, or loss of use, of data, or loss of profits, arising out of or in connection with the use of theadvisercentre.co.uk, or reliance on its content.

No data transmission over the internet can be guaranteed as totally secure. Whilst we strive to protect such information, we do not warrant and cannot ensure the security of any information which you transmit to us. Accordingly, any information which you transmit to us is transmitted at your own risk.

Amendments

We reserve the right to modify or amend these Terms & Conditions at any time without notice.

Applicable Law

These terms of use, its subject matter and its formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.

Limitation of Liability

Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

  • use of, or inability to use, our site; or
  • use of or reliance on any content displayed on our site.

If you are a business user, please note that in particular, we will not be liable for:

  • loss of profits, sales, business, or revenue;
  • business interruption; 
  • loss of anticipated savings;
  • loss of business opportunity, goodwill or reputation; or
  • any indirect or consequential loss or damage.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

Issuing Companies

The information on this site is issued by The Adviser Centre which is a trading name of Embark Group Limited (Company No 03578067).

If you have any questions or concerns, please contact us by email via the “Contact Us” page of the website.

This document was updated on 17th November 2016.  The Adviser Centre reserves the right to change this document at any time without prior notification.